Excessive debt is often likened to a disease that can cripple finances and lead to stress and anxiety. However, just as diseases can be treated, excessive debt can be cured. This comprehensive guide, titled ‘Excessive Debt is a Disease that can be Cured: 5-Steps to Debt Freedom‘, published by Routledge, offers an actionable roadmap to achieve financial independence.

In this enlightening book, readers will discover five effective steps designed to address and remedy the issue of excessive debt. Each step provides practical advice, strategies, and insights that empower individuals to take control of their financial health.

Step 1: Acknowledge the Problem	Recognizing that debt is a significant issue is the first step toward recovery. Acceptance is key.
Step 2: Create a Budget	Establishing a clear budget helps track spending and identify areas for improvement.
Step 3: Prioritize Payments	Understanding which debts to tackle first can save money and reduce stress.
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