Welcome to ’21 Things You Need to Know About Money: How to Get It, Keep It, and GROW It’. This essential guide is designed for individuals, particularly those aged 30 and under, who are eager to enhance their financial literacy and make informed decisions about their money.

The world of finance can often seem daunting, especially for young adults who may not have received adequate training in financial management at home or in school. This book serves as a comprehensive resource that fills that gap. It covers fundamental financial concepts and strategies that everyone should understand, regardless of their background or education.

In ’21 Things…’, readers will discover the critical questions they should ask themselves when faced with financial decisions. Understanding these questions is the first step toward making wise choices that will benefit their financial future. From managing everyday expenses to planning for significant life events like starting a family or preparing for retirement, this book is a valuable companion.

The content is structured in an easy-to-follow format, making it accessible for anyone. Each chapter delves into a specific topic, breaking down complex concepts into manageable pieces of information. This way, readers can grasp the essentials without feeling overwhelmed.

Throughout the book, the author emphasizes the importance of understanding personal finances as a means to achieve financial independence and security. Readers will learn about budgeting, saving, investing, and planning for the future. Each section encourages proactive engagement with one’s financial situation, empowering individuals to take control of their money.

Moreover, the book addresses common pitfalls that many young adults encounter. By highlighting these challenges and offering solutions, ’21 Things…’ prepares readers to navigate the complexities of financial management with confidence.

In conclusion, ’21 Things You Need to Know About Money’ is not just a book; it’s a toolkit for financial success. Whether you are just starting your career, thinking about your first home, or planning for retirement, this guide provides the foundational knowledge you need to make smart financial decisions.