Welcome to the ultimate resource for understanding the complexities of student loan law. This guide, titled Student Loan Law, is crafted by the experts at Mometrix, renowned for their extensive knowledge in consumer credit and sales legal practice. It serves as a complete treatise for attorneys, counselors, and advocates who are seeking to navigate the intricate landscape of student loan issues.

Millions of Americans struggle with student loan debt, facing severe consequences such as tax refund intercepts, wage garnishment, and even the seizure of Social Security benefits. The challenges can be overwhelming, with aggressive collection fees and persistent harassment from collectors adding to the stress. Moreover, many borrowers find themselves limited by bankruptcy discharge options and ineligible for new loans or grants. However, Student Loan Law provides hope and clarity.

This invaluable resource details the rights of student loan debtors, including:

• Financial hardship options and loan deferments
• Affordable repayment plans and income-contingent loan consolidations
• Loan rehabilitation strategies
• Rights to halt tax intercepts and wage garnishments
• Seizure of Social Security benefits and how to prevent it
• Loan discharges based on school closure, fraud, or disability
• Minimizing collection fees and claims against deceptive practices
• Challenging private student loan enforcement

Furthermore, when ordered through the publisher, National Consumer Law Center (NCLC), this title includes access to a companion website. This platform is a treasure trove of downloadable material, including:

Search for documents by category or utilize the table of contents alongside various keyword search options. All documents are easily downloadable, printable, and can be copy-pasted into word processing software. Additionally, pleadings are available in Word format, ensuring accessibility and convenience for legal professionals.

This guide has been praised by experts in the field. Sharon Dietrich from Community Legal Services of Philadelphia states, ‘The most important resource available to those of us in the field and the authoritative source on student loan issues.’ Lauren Asher, President of the Institute for College Access & Success, calls it ‘An essential resource for both advocates and consumers.’

In conclusion, Student Loan Law by Mometrix is not just a book; it’s a comprehensive toolkit designed to empower attorneys and advocates to assist their clients effectively. With its detailed insights and supportive resources, this guide is a must-have for anyone involved in student loan legal practice.